for community banks and credit unions.
Includes color-coded interactive mapping analyses and Excel reports that provide deep insight into market trade areas. Our team meets with the client to clarify the data and assist in the planning process and targeting of potential markets. In addition, we provide additional presentations and training sessions.
Following selection, trade area socio-economics and demographics are analyzed. Dominant socio-economic segments are compared to those where client organizations’ most successful branches are located. Our Feasibility Analysis will then affirm or refute the logic of contemplated locations for new branches.
Our advanced field work and real estate experience enables us to locate and gain control of both on-and off-market properties. This on-the-ground analysis benefits clients enormously. We are able to filter and rank locations based on the best fit for the client’s needs.
Accubranch always recommends that Deposit Estimators are created once specific sites have been identified as potential branch locations. These estimates provide the client with accurate projected consumer deposits over the following five years. The client can use this information to conduct Return on Investment (ROI) calculations.
As progress is made towards securing a target location, Accubranch negotiates on a confidential basis to protect the client’s identity and strategy. Our clients are consulted and updated throughout this process.
Once our client decides which project(s) to move on, Accubranch can provide complete permitting services. Our decades of experience mean the process is faster and less expensive than relying on in-house participation or using your attorney. Our clients focus on their business while we make new branch locations happen.
Accubranch serves regional and community banks, maximizing the effectiveness of their branch network by providing state of the art locational research and prescriptive analytics, expert real estate transactional skills and experienced permitting and entitlement services.
Importantly, we do not operate as a developer for our own account. Instead, we represent our clients, effectively functioning as their “in house but out of house” expert real estate department, providing the benefit of a team of highly-skilled real estate professionals without the overhead. Perhaps most importantly, our work maximizes the performance and minimizes the risks involved in opening de novo locations, entering new markets, or renewing existing leases.
Approximately 40% of de novo community bank branches perform below acceptable standards, and the performance of a de novo branch can be improved significantly through the use of advanced, expert research and transactional strategies of the type Accubranch specializes in.