We give community banks and credit unions trusted advice and guidance when planning your expansion strategy and seeking new branch locations. Our seasoned team has a wealth of experience navigating the process. If your bank or credit union needs a comprehensive branch network optimization we’ll investigate and deliver a complete location intelligence study. We have the ability to execute all recommendations.
President, Accubranch, LLC
Mike is the former President and CEO of Konover & Associates (during which tenure it was one of the largest development companies in New England) and has over 35 years’ experience in commercial real estate development, management, leasing, investment, financing, acquisition and disposition. He’s overseen numerous large-scale real estate projects, including transactions that have totaled over $3 billion, and over 50 million square feet of development. As President of Accubranch, Mike assists financial institutions in their quest for successful site selection and real estate solutions. His depth of experience allows for optimal translation of a financial institution’s needs into research-driven, comprehensive plans for branch expansion or consolidation within their retail branch network. Mike is also Principal at Goman & York Property Advisors. He has held positions in national real estate organizations, and is a nationally known speaker on industry issues.
Chief Operating Officer, Accubranch, LLC
Jay is an experienced strategist who specializes in client relationships. His focus centers on private landowners navigating the political permitting process to create developments and new projects that serve the needs of clients, communities and neighborhoods. With over 21 years of acquisition and development experience, purchasing or permitting new retail, office, hotel, industrial and residential properties, Jay has earned a deep understanding of his clients’ needs and economics. He expertly navigates the land-use approval process for property owners in a manner that maximizes the return of prospective tenants and buyers.
Jay is the former Director of Development for the Simon Konover Development Corporation and has directed retail projects as large as 425,000 square feet.
Prior to Konover he ran his own residential business, Development Services, LLC, for 5 years, creating several large age-restricted communities and conventional subdivisions across Connecticut.
Senior Vice President, Accubranch, LLC
Andy has over 40 years’ experience in the real estate profession. During that time he’s gained extensive experience in sales, leasing, financial analysis, construction and property management. Prior to joining AccuBranch, Andy was President of Ensign-Bickford Realty Corporation for seven years, directing development activities on 1,200 acres of land across the country. He also oversaw the design, sales, construction and management of a planned residential community that contained over 100 freestanding homes. As a seasoned real estate developer who’s played key roles in developing office, industrial, and residential communities, Andy now provides clients with superlative advice and guidance in what can often be a convoluted process.
Andy has been on the Goodwin College Board of Trustees since 2008. He currently serves as the chairman of its Facilities & Information Technology Committee.
Managing Director, Texas
Howard Etheridge is a key member of the Accubranch team that provides consulting services to banks and credit unions. A seasoned professional with broad executive experience, he has a background in successfully growing revenues in numerous target markets, and expanding product and service offerings for clients in a wide range of industries. His accomplishments have been due in part to his excellent communication and organizational skills.
Howard’s strategic planning expertise has made him a transformational leader who can assist other executives in navigating their organizational goals and objectives through challenging markets. His in-depth understanding of integrated sales and operations helps improve clients’ commercial performance.
Howard’s background includes executive leadership positions in finance, sales operations, customer relations, marketing, plant management, systems engineering, direct sales, and production. His personal career evolved from plant worker, to assistant plant manager, to plant manager, cost estimator, sales representative, President and COO, and eventually Chairman and CEO.
Data Scientist, Accubranch, LLC
An alumnus of the University of Connecticut’s Actuarial Science program, Dave brings a quantitative approach to economic development. He provides expertise in data-supported market analysis, detailed financial projections, and in-depth knowledge of public and private funding sources. His work experience includes Redevelopment Feasibility for the historic Hendey Mill in Torrington CT and TOD Feasibility for communities along the new Hartford Commuter Rail. Dave is Lead Data Scientist at Accubranch, where his background in quantitative modeling, in-depth knowledge of financial institutions, and GIS software skills provide valuable data to guide financial institutions in their branch network expansion strategies. In addition, he has obtained actuarial examination credit in P/1, FM/2 and VEE certification in Statistics, Finance, and Economics.